Getting your annual fee waived. Tactics?

For just about anything you want to get off your chest about credit cards.
22 posts
Gold Member
Gold Member
Posts: 25
Joined: Tue Aug 05, 2014 6:23 am
Location: United States

Postby Red_Rena » Fri Aug 08, 2014 3:07 pm

Bank of America is good at waiving the fee, but they absolutely WILL NOT remove it permanently. *Sigh* Such a PITA to have to call every year to have this fee removed. All I ever get is the "this fee is charged to provide the user with better benefits" mumbo jumbo. And not to mention, the CSRs give you conflicting information across the board. Mentioning that I had the card since 2003 did little to help my cause. They actually wanted me to open another card - that would make me have 3 Cash Rewards cards. I told the rep I was not going to apply for another card when it would be much simpler to remove the fee. Then, when I asked to transfer the line from the AF card to the non AF card, he said there would be a credit check. Not wanting a hard pull just for moving a line, I said no go. I will take MemberSince99's advice and close the card. Hate to do it, but I was left with no choice.
EQ 861
EX 08 869
TU 08 822

American Express Blue Cash Everyday $16,000 (6/2014)
Bank of America Better Balance Rewards $3800 (7/2003)
Bank of America Cash Rewards Visa Signature $6000 (3/2012)
Barclaycard Rewards $8200 (2005)
Capital One Quicksilver $4750 (12/2010)
Capital One Quicksilver $4000 (3/2011)
Chase Freedom $2000 (9/2003)
Citi Dividend $5700 (6/2013)
First National Bank of Omaha Visa Platinum $9000 (2011)
Bill Me Later (PayPal Credit) $1960 (2011)

Platinum Member
Platinum Member
Posts: 85
Joined: Sat Aug 09, 2014 11:09 am
Location: Florida

Postby marlonbishop » Sun Aug 10, 2014 10:43 am

Will try these tactics in a year with my chase sapphire preferred. :money:
BoA Cash Rewards $4000
Macy's $1000
Discover it $5000
Chase Sapphire Preferred $5000
Chase Freedom $2000
Amex Green NPSL
Amex Gold Premier Rewards NPSL

Find me on MyFico: Sapingo (if you see me say hello)!

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