- Centurion Member
- Posts: 4047
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
Battery111 wrote:I'm so glad I read this. I recently acquired a platinum as the benefits were worth it to me for the annual fee. I had no idea they would waive the fee because I'm active duty. I'm generally the very last person to ask for a military discount on anything, as I feel that I chose this line of work for my own reasons, not so that I can get as many freebies as possible. However, this is a benefit I will be applying for, as it's pretty hard to pass up.
If you have previously paid an annual fee on a card while on active duty - including the fee you just paid on the Platinum - then you should be able to get that reimbursed.
I think Amex may also reimburse you for a few other miscellaneous costs like late payment fees. I've read Chase waives some fees, too, including the annual fee on the CSP. Definitely call Amex and they should give you the details on what forms you need to send them so they can verify the length of your active duty with the Department of Defense.
If anyone wants to look into this further, it relates to the Servicemembers Civil Relief Act. The SCRA officially just protects active duty military from excessive interest rates and other things, but some lenders like Amex (and probably Chase and a few others) go beyond that and waive most fees.
I think everyone still charges interest if you pay late.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech