beckhsrules wrote:I just wanted to build a good and longer relationship with CITI and that is why I want to open an account with them.
I guess it would be better starting with opening checking and savings account with them, then go for credit cards.
beckhsrules wrote:Right now I have three inquiries for CC and a couple of more for my utilities(mobile(AT&T),internet(COMCAST)). Is this too much of enquiries in a short period of time ?
Maybe yes, maybe no. If they pull the same bureaus it can be a nightmare and within, say, three months, as creditors may think you keep trying to get new loans/credits. The best case would be if Citi pulls the bureau that does not have your inquiries.
Anyway if you get denied for having too many inquiries call their recon line and explain those inquiries are not for credit/loan.
Its really bad that they wont give a card if i make my payments on time
Still can try reconsideration if get denied.