I am a College Student (19) and I have had a College Credit card for almost a year now. I have been paying everything I owe
after two weeks. The other day I was at the US Bank and the lady there told me.
"We don't recomend that anyone get a new card until after a year, but you are in good standing."
She said I should look into the US Bank Cash+ card as it didn't have any annual fees, and since I pay everything off I can
atleast earn rewards on it.
Do you guys have any recommendations on this matter? I don't buy anything I can't payoff so mindless spending is not an issue for me
but will the Cash+ Card be a better option than the College Student Visa? I don't intend to close the College Student Visa, I will keep it but not use it.
Cash + it's a Visa Signature card that requires a minimum CL of 5k, otherwise they will approve you for the Platinum version which has different (worse) rewards program. That being said, the odds of being approved with a "college" income and a low student CL are low.