Need some help

For just about anything you want to get off your chest about credit cards.
2 posts
Green Member
Green Member
Posts: 3
Joined: Mon Mar 03, 2014 2:45 am
Location: Los Angeles

Need some help

Postby _rob » Sat May 31, 2014 12:05 am

hey guys i need some opinions/help.

i have 2 cards:
1 secured one
1 amex rewards

I got the rewards cause it wasn't secure and that was the only offer i got at the time. Now i have offers from Chase Freedom and it has NO annual fee. Amex has $175 annual fee.

So i was thinking of canceling the AMEX for the Chase one, should i do it? do you think that hurts the credit score?

thank you

Centurion Member
Centurion Member
Posts: 108
Joined: Fri Mar 29, 2013 3:37 pm
Location: Pittsburgh, PA

Postby Dman316 » Sun Jun 01, 2014 8:46 am

Depends on how old your credit is and whether or not you get approved. I'd cancel the secured one if I were you.
My Cards

Chase Freedom Visa Signature: $5.2K
Capital One Quicksilver Visa: $7.5K
Discover IT: $5.5K
Huntington Voice World Mastercard: $1.6K

In the garden indefinitely.

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