debit or credit card? which one?

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razeila
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debit or credit card? which one?

Postby razeila » Sat Dec 12, 2009 12:37 pm

my income is quite limited and my charges are usually pretty small (mostly for everyday things like groceries, dining out, etc. never for big purchases such as hotel and travel)

but I do tend to overdraw or charge because I like to spend spend spend!! ;)

sooo, which card would be best for my income and spending?

I probably need something that constantly updates my charges so I can keep track of my dailyspending, right?

thank you


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Mogul of Pineapples
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Postby Mogul of Pineapples » Sun Dec 13, 2009 10:52 pm

Normally a credit card is best but in your case it sounds like you have trouble managing money, so I would recommend a debit card.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred

razeila
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Postby razeila » Mon Dec 14, 2009 8:53 pm

*update*

yes I had a talk with my employer recently (which would be my brother that I work with :) ) and we are both trying to come up with a better payroll timing for me (I get paid in cash) so I can pay my credit card bills on time at the beginning of the month

I hope this will work out for me, I have tried many different ways to save money takes SOOO much discipline!!!!! :money:

wish me luck

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Mogul of Pineapples
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Postby Mogul of Pineapples » Sun Dec 27, 2009 7:18 pm

That's great your brother might be willing to work out an arrangement. I wish you the best, hopefully you're able to work something out!
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred



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