- Centurion Member
- Posts: 875
- Joined: Thu Apr 30, 2009 2:32 pm
- Location: Texas
Buckle down and pay it off as quickly as possible. Consider a no-interest balance transfer if one is available to you at attractive terms.
You apparently weren't pushed over your credit limit by the credit line reduction, and that's very good. What I would be concerned about now is what they might do to your interest rate.
Above all DO NOT CHARGE ANYTHING ELSE TO THIS CARD. Cut it up and pay it off (w or w/out a BT) as soon as possible.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).
*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.