Thread: Do business credit cards affect personal credit?

I'm afraid I don't know the answer to your question, but I have had experience as a cardholder employee of a small business, a sole proprietorship.

The card was a Visa or MC, I forget which, and was paid directly by my employer. It had my name on it and when I checked my credit reports, the account was always there as one of my own. It had a high credit limit and I can only think that this helped my credit score. However, I've since opted to not have a card on my employer's account. This is mainly because I want to collect the rewards for spending myself, but I also am concerned that should there ever be problems on the employer account it would affect me, too.

Years later, my employer's address still shows up on my credit reports as a past address of my own, even though I obviously never lived there.