Credit Card Forum
  1. #1
    Green Member
    Join Date
    Jan 2011
    Location
    usa
    Posts
    2

    Question Choosing right card, advice from experts!

    I am thinking to get Credit Card. Mainly work as driver and i have to fill the gas on and average of atleast $30 or more. i pay cash, now i was wondering there are so many cards out there that i can take advantage of getting rewards and cash back and so on, and top of that i will have statement how much i spent and where.

    Now please suggest me what is the best credit card company to go with. for getting best reward on cash back or point system or whatever.. i will be using this card for only GAS and grocery & food. EVERY DAY!!

    I dont want to pay them interest, i meant to say in anyway. and i will be paying the full amount whatever i spent on before due. so there is no chance of i will pass the date or i dont have money to pay on time.

    PS: i dont if this fall into business category, i dont think so because i am not business owner nor i m partner or anything, i am just driver who works every day. Transportation company.

    so anything plz give me some idea. i was thinking of AMEX Blue Cash? show me some goodies.

    Thank you all.
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  2. #2
    Gold Member
    Join Date
    Oct 2010
    Location
    Texas
    Posts
    49

    Default

    Blue Cash, Discover More, Chase Freedom are all viable options.

    I would suggest an American Express Gold since it offers 2x points on gas and groceries, but since you will only be using it for just gas and groceries. I am not sure if it is worth the $175/year in your case.
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  3. #3
    Platinum Member
    Join Date
    Sep 2010
    Location
    Earth
    Posts
    55

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    Penfed Visa gives 5% cash back on gas and 1% everything else--no gimmicks, no limitations (just your credit limit), no annual fees. You get the money as a credit to your statement at the end of each month, which is quite frankly a lot better than any other system if you think about it. I'd definitely get the PenFed for gas.
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  4. #4
    Green Member
    Join Date
    Jan 2011
    Location
    Pacific NW
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    3

    Default

    I recently heard about this Penfed card. What type of credit limit is typical for it and are there any negatives?
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