Credit Card Forum
  1. #1
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    Default Can you buy a money order with a credit card?

    Where can you buy a money order with a credit card? I am sure there must be somewhere that allows it. I would like to regularly buy large money orders in order to rake up rewards, as long as the cash back exceeds the money order fee. It's vital that the money order is treated as a standard purchase and not a cash advance since that would start accruing finance charges immediately.

    Please share where it would be possible to purchase a money order with a credit card.
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  2. #2
    Centurion Member Mogul of Pineapples's Avatar
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    I'm not aware of any places where you can buy a money order with a credit card. The processing fees on cards would outweigh the costs of the money order, typically 2% to 4% of the transaction.

    If you only want to do this to earn rewards to a search on this forum for the U.S. Mint coin buying game.
    Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed. Regardless, anything I say is my honest opinion.

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  3. #3
    Centurion Member Cucumber's Avatar
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    Buy a money order using a credit card? I wish bec I would have so many miles that way

    What about buying gift cards with a CC? I think at the grocery store I go to you can buy American Express gift cards at check out but don't know the fees and don't know if they accept credit cards for them.
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  4. #4
    Centurion Member Mogul of Pineapples's Avatar
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    The grocery store gift card idea does work, I've done it before. The thing is most of the gift card options are for things like department stores and restaurants, which I have other cards for that give high rewards at anyway.
    Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed. Regardless, anything I say is my honest opinion.

    Current Cards:
    American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
    Primary Everyday Card: American Express Blue Cash
    Primary Travel Card: Citi Thank You Premier
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  5. #5
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    You might be able to buy a money order with a credit card. It would be up to the place selling the money order.

    But if you are trying to do this to earn points forget it. Such a purchase would be treated like a cash advance. You would pay interest on it immediately and likely would not earn points. Buying casino chips works the same way..
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