- Centurion Member
- Posts: 119
- Joined: Fri Sep 28, 2012 9:22 pm
- Location: Texas
Randiesel75 wrote:Has anyone had success in working with a lender to lower the APR on your existing card?
I have a BCP, CSP and IT card, curious if its even worth calling customer service to negotiate.
Over the last two years, I have contacted Discover twice and both times they have lowered my rate to the current APR of 13%.
AMEX Green Card - NPSL [Member Since 1995]
AMEX Everyday Card ($25,000)
Chase Visa Signature ($17,000)
Citi Visa Signature ($16,000)
Discover IT ($17,500)
Sam's Club MasterCard - ($20,000)
Wells Fargo Personal Line of Credit - ($15,000)
FICO's - 803 EX, 805 EQ, 799 TU [01/2017]