- Centurion Member
- Posts: 1099
- Joined: Sun May 04, 2014 4:41 pm
- Location: Atlanta, GA
I already mentioned it in a topic but after a year of using my Citi card regularly, I was finally able to get a major APR reduction through the EO, despite the customer service reps always saying I didn't have any offers on file. From 23.24% to 19.24%, which would be slightly lower than what I have with CapOne right now and exactly the same as my Delta card's APR. My lowest APR on all my cards would be for the Amex ED after that 15 month promo period is over at 12.99% and my second lowest would be 15.99% for Chase.
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