- Green Member
- Posts: 8
- Joined: Tue Mar 11, 2014 12:04 pm
- Location: USA
The last time I applied for a credit card was like 10 years ago.
When applying for a credit card by phone or on the web, is there a way to manage know the different variables, (intro APR, duration of intro APR), and how they relate to my credit limit ahead of time given my credit score. I just checked my score, it is 790.
For instance, can I pick a shorter intro APR and get a higher credit limit? Or a lower credit limit but a longer APR? Aside from the "offers" as listed on various websites.
Is there a way to find out which bank will provide the highest credit limit? Is there a bank in particular that typically does?
So, I mean, can I find out the credit limit ahead of time for, say, Bank of America? Or do I have to apply and then find out?
When does a hard pull take place? Am I told my credit limit ahead of time? Or is this only after a hard pull, a completed application have been processed?