Barclaycard Arrival AF vs non AF

Discuss anything related to interest rates & fees, like balance transfer offers, low rate cards, annual fees, etc.
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Diggs
 
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Joined: Tue Feb 18, 2014 11:10 am
Location: Southeast U.S.

Barclaycard Arrival AF vs non AF

Postby Diggs » Tue Feb 18, 2014 11:15 am

Hey all,

I'm new to this forum and have really enjoyed all the information that has been put on there.

Right now I'm thinking about pulling the trigger on one of the Barclaycard offers. I'm getting married in the next few months and I think it's about time to put a travel card in my wallet.

How much would you have to spend to offset the AF?

I realize the first year you don't have to pay it, but I'm looking at long term picture.


Nucstorm
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Postby Nucstorm » Tue Feb 18, 2014 2:04 pm

I would go with the AF Arrival first because of the 40k points after spending $1000 over 3 months (which is ending soon supposedly).

If you don't want to pay the AF after the first year, you could always call up Barclaycard and see if they can waive the AF for the following year or you can product change to the non-AF card. This way you get the full benefit of the Arrival for the first year and you can always switch it to the non-AF card later on.

samhradh
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Postby samhradh » Tue Feb 18, 2014 6:09 pm

Do a search and you'll see a recent thread that answers your question
Citi Forward ($10.1K), AmEx Blue Cash Everyday ($30K), Chase Freedom ($12.4K), Discover it ($5.5K), Barclaycard Arrival ($12.5K), L.L. Bean Visa ($5K). FICO 806 (TU), 812 (EQ), 806 (EX).

Diggs
 
Posts: 2
Joined: Tue Feb 18, 2014 11:10 am
Location: Southeast U.S.

Postby Diggs » Tue Feb 18, 2014 10:21 pm

[quote="Nucstorm"]

Thanks for the response! Members like you that offer helpful advice are what make this forum great. :cheers:

I decided to go with the AF, and I was instantly approved (first time that's happened). Got a limit of $4,000, I was hoping for a little more though. Does anyone have any recent history with Barclay's performing CLI's?



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