Citibank Credit Card Convenience Checks?

Discuss anything related to interest rates & fees, like balance transfer offers, low rate cards, annual fees, etc.
4 posts
letitslide
 
Posts: 2
Joined: Tue Oct 22, 2013 10:06 am
Location: whatever

Citibank Credit Card Convenience Checks?

Postby letitslide » Tue Oct 22, 2013 10:15 am

I saw the post about Chase and wanted to ask the same about Citi credit cards and whether they are still sending out convenience checks to accountholders.

I can't remember if I opted out of them or not because for a long time they were sending them to me 2-3 times per month and it got ridiculous and I remember complaining about it on the phone with them. I don't think they took me off the list though because I kept getting them anyway sometime after that.

Should I call Citibank and ask for them to send me some?


Midori
Centurion Member
Centurion Member
 
Posts: 204
Joined: Tue Oct 30, 2012 10:25 am
Location: TX

Postby Midori » Thu Oct 24, 2013 1:07 pm

I received two, printed at the bottom of page 7/8, of my last paper statement, for my Citi ThankYou. The top third of the page says something about the interest and fee information for their use... APR for check transactions; use by m/d/y; how a $5 or 3% fee of the transaction applies, whichever is greater; and about how the interest is structured. But the very top part is headed as "Transfer high-rate balances and save!" so I'm not sure if my checks are just for shuffling debt around, or if it's just a suggestion.

But the whole fee thing makes them very unattractive to me, personally. If I want to write a check, I write a check out of my checking account. If I want to charge something to my credit card, I use the credit card.

User avatar
jumbo
Centurion Member
Centurion Member
 
Posts: 363
Joined: Wed Sep 14, 2011 3:17 am
Location: IA

Postby jumbo » Thu Oct 24, 2013 1:32 pm

I have been receiving a whole bunch of checks from Discover. Not sure why they want me to use the check. I have never used one.
I have received 4 separate mails just for checks and they go in the proper place: the shredder.
BofA Cash Rewards | CapitalOne QuickSilver | Discover More
Gold Delta AMEX | Citi DoubleCash | Citi Simplicity
Chase Freedom | Kohls Charge Card

Dman316
Centurion Member
Centurion Member
 
Posts: 108
Joined: Fri Mar 29, 2013 3:37 pm
Location: Pittsburgh, PA

Postby Dman316 » Mon Jun 02, 2014 5:04 am

jumbo wrote:I have been receiving a whole bunch of checks from Discover. Not sure why they want me to use the check. I have never used one.
I have received 4 separate mails just for checks and they go in the proper place: the shredder.


Oh yeah the ever popular shredder.
My Cards

Chase Freedom Visa Signature: $5.2K
Capital One Quicksilver Visa: $7.5K
Discover IT: $5.5K
Huntington Voice World Mastercard: $1.6K

In the garden indefinitely.



Return to “Finance Charges & APR Compare”

Who is online

Users browsing this forum: No registered users and 2 guests