- Green Member
- Posts: 3
- Joined: Tue Jul 16, 2013 10:14 pm
- Location: Northeast US
So, just in case it wasn't clear from those posts, your plan sounds good. If you make a payment today, it goes to the 1.99% balance. If you wait until after the 0% balance converts to its new rate, assuming that the new rate is higher than 1.99% anyway, your payments will then apply to that balance first.