I feel like such an idiot because I was already well aware of how much of a suckers bet retail cards can be.
But noooo I went with it. I was at Monro Muffler a year ago for a completely unexpected repair - brakes - and got suckered into the 'brakes forever' package which is brakes for life. It's stupid though because I found out after the fact you still have to pay labor which is the most expensive part. The 'for life' is only for disc pads and shoes.
I knew I could have gone home and applied for a 0% credit card on my own that would be better. But since I was caught unprepared I went with the Monro credit card. It is no interest for 12 months but you have to pay it all back before then. I didn't because I wasn't thinking it worked that way. I'm so angry right now