- Centurion Member
- Posts: 125
- Joined: Wed Dec 05, 2012 12:47 pm
- Location: Iowa
If you wait for something that might happen, you'll be in for a long wait. Getting a credit card from a bank you haven't used before isn't really a big deal. I got my first secured card from Capital One, I was offered a $200 CL for a $49 deposit. If you have a US Bank in your state, they have some good secured cards and they even have a Harly Davidson card with no AF. Bank of America is the most highly recommended card as they will graduate to an unsecured card after 12 to 18 months.
The best advice is to look around for what you want. Check with some local banks and credit unions. If Sovereign comes out with a card later, you might be able to get an unsecured card from them after a year or so with a different card.