BB&T secured credit card offer avail in 2013?

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BB&T secured credit card offer avail in 2013?

Postby zia203 » Wed May 08, 2013 2:06 pm

Does anyone know if BB&T bank still offers a secured card? I did a search on their website for 'secured credit card' and nothing came up. My checking account is with BB&T but I rarely go into a branch otherwise I would ask there.

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Postby CCG » Thu May 09, 2013 6:51 pm

To the best of my knowledge BB&T does not issue a secured card

This is not that surprising though. Ever since the recession, most of the big banks have stopped offering secured credit cards. The reason? With the Fed keeping interest rates at 0%, these types of cards are no longer very profitable for the banks.

You see they used to be able to make money off your security deposit, but in this zero interest rate environment, there's not much to be made. Until rates go up, I wouldn't expect to see a BB&T secured card on the market.

Check out this list of the top secured cards for 2013

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Postby zia203 » Thu May 09, 2013 11:37 pm

Thanks for answering me credit card guru and explaining why they don't have it.

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Postby jaimeylynn » Tue Dec 10, 2013 11:15 am

BB&T does offer a secured credit card. You have to go into the bank to apply.

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