Best 0% offers for PURCHASES

Discuss anything related to interest rates & fees, like balance transfer offers, low rate cards, annual fees, etc.
13 posts
ka8
Green Member
Green Member
 
Posts: 5
Joined: Wed May 14, 2008 1:44 pm
Location: penn state

Best 0% offers for PURCHASES

Postby ka8 » Wed May 14, 2008 1:46 pm

I'm looking for the best 0% credit card offers for purchases only. I know most give it on balance trasnfers but I don't need that, just on new purchases. Which cards out there are good for this and offer it at least 12 months? I have a big purchase I need to make ($8000) for a jet ski and I figure 0% is a hell of a lot cheaper than any traditional financing on it.


CCG
Centurion Member
Centurion Member
 
Posts: 151
Joined: Thu Apr 17, 2008 6:52 pm
Location: Austin, TX

Usually its Discover and Chase

Postby CCG » Tue Jun 17, 2008 6:25 pm

Have you visited this section on our site? Longest Balance Transfer & 0% Purchase Offers

Roni
Gold Member
Gold Member
 
Posts: 25
Joined: Sat Apr 19, 2008 3:40 am
Location: Indiana

Postby Roni » Fri Sep 19, 2008 1:22 pm

If I send money with Paypal do you think that counts as a purchase? I suppose it would. I could use a short term loan right now to cover expenses until we get our settlement in November. What do you think of using a card like this and sending the money by Paypal to another Paypal account? They charge a 2.9% processing fee so it would be like getting a 15 month cash advance for 2.9% of the total.

ka8
Green Member
Green Member
 
Posts: 5
Joined: Wed May 14, 2008 1:44 pm
Location: penn state

Postby ka8 » Mon Sep 22, 2008 1:22 am

Man totally forgot I posted on here back then about this. Well I ended up going with a Chase card but it was only 0% for 12 months. Maybe at that time next year I'll get this other card you recommended and transfer it again lol

AnthonyBarone
Centurion Member
Centurion Member
 
Posts: 123
Joined: Thu Apr 17, 2008 2:04 pm
Location: White Plains, NY

Postby AnthonyBarone » Thu Sep 25, 2008 9:12 am

Paypal should work but you'll be paying the 2.9% fee they charge.

010101
Green Member
Green Member
 
Posts: 16
Joined: Mon Sep 01, 2008 8:00 pm
Location: a cubicle

Postby 010101 » Mon Oct 06, 2008 10:50 am

they do this in hopes that you will charge up a fortune during the promo period and then not be able to pay it off once the normal interest kicks in.

Mandy77
Green Member
Green Member
 
Posts: 3
Joined: Sun Aug 24, 2008 10:40 pm
Location: West Coast

Postby Mandy77 » Mon Oct 20, 2008 2:14 am

15 months is great. Would average credit qualify me for this card?

sputNick
Gold Member
Gold Member
 
Posts: 39
Joined: Tue Oct 21, 2008 3:07 am
Location: Midwest

Postby sputNick » Tue Oct 21, 2008 7:26 pm

I would like to get this card more for the high limits I hear they give but I don't know if I would qualify.

Floppster
Centurion Member
Centurion Member
 
Posts: 157
Joined: Mon Sep 29, 2008 8:51 pm
Website: http://www.flyerboxx.com
Location: US

Postby Floppster » Thu Oct 23, 2008 8:48 pm

Get a Amex Charge Card and you don't have to worry about interest at all :ppp
Intellectuals solve problems. Geniuses prevent them.
- Albert Einstein 1879-1955

User avatar
fffresh
Centurion Member
Centurion Member
 
Posts: 416
Joined: Sat Apr 26, 2008 9:12 pm
Location: the edge of the world

Postby fffresh » Mon Oct 27, 2008 10:00 pm

The Fed is expected to lower the rate this week by 75 or 100 basis points. Since nearly all credit cards rates are based on the prime rate this is a good thing which should mean rates by ethical credit cards will automatically be lowered by 0.75% to 1% one or two months from now.



Return to “Finance Charges & APR Compare”

Who is online

Users browsing this forum: No registered users and 0 guests