Adverse action/penalized for carrying a balance?

Discuss anything related to interest rates & fees, like balance transfer offers, low rate cards, annual fees, etc.
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Adverse action/penalized for carrying a balance?

Postby MemberSince99 » Sat Jul 07, 2012 7:36 am

Has anyone had a credit card company attempt adverse action on them lately for something innocent like carrying a balance due to a 0% offer?

I've been hearing stories of companies doing this lately, softing you and noticing that and then trying to CLD you for it. (Discover is who I heard is doing it).

I don't carry a balance, personally, but if they are THAT paranoid, then PLEASE by all means CLOSE the thing immediately and we'll move on. From what I'm seeing it seems like some companies are really opening up while others are going all Capital One.

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