- Centurion Member
- Posts: 339
- Joined: Fri May 11, 2012 4:08 pm
- Location: Atlantic City, NJ
I personally had a terrible experience with Citibank, and I don't recommend dealing with them. Chase Slate might be worth looking into. They offer 0% balance transfer for 15 months and no balance transfer fee for the first 30 days. I have one, but I've never done a balance transfer either so maybe someone else can back me up on this? Chase approved me back when my credit was only in the mid 600s, so you should have absolutely no problem qualifying.
If you are in with PenFed, they have a card which I think is called the Promise.... a few days ago, a CSR told me over the phone that they are running a promotion with balance transfers with 4.9% interest for the life of the transfer, no matter how long it takes to pay off. I know you said you have the cash to pay it off, but if you ever plan to make a big purchase and pay over a long period, it could be another option.
Now she's eyeless.
The snakes she held once
Eat up her hands.