Fees for using airline or hotel cards abroad?

Discuss anything related to interest rates & fees, like balance transfer offers, low rate cards, annual fees, etc.
15 posts
Money card
Centurion Member
Centurion Member
 
Posts: 1361
Joined: Tue Jun 28, 2011 10:13 pm
Location: New York state

Fees for using airline or hotel cards abroad?

Postby Money card » Wed Apr 04, 2012 11:49 pm

Are there any foreign transaction fees?

On Chase Marriott, Chase United, Citibank American airlines, Southwest... do any of these cards have any foreign transaction fee?

How about a Walmart Discover, LL Bean Visa or Brooks Brothers Mastercard?


bmw1990Z
Centurion Member
Centurion Member
 
Posts: 341
Joined: Sun Mar 18, 2012 10:08 am
Location: USA

Postby bmw1990Z » Thu Apr 05, 2012 6:55 am

I read that the chase doesn't but I'm not sure on the other ones. I would suspect because Southwest is through the same bank that they also do not.
Cards in my wallet:
-Citi Forward Card for College Students-July 2011
-American Express Platinum Delta Skymiles--July 2013

Money card
Centurion Member
Centurion Member
 
Posts: 1361
Joined: Tue Jun 28, 2011 10:13 pm
Location: New York state

Postby Money card » Sat Apr 07, 2012 12:23 am

I found out tonight that the Barnes and Noble Mastercard has a 3% foreign transaction fee. What about chase British Airways - who owns the card the British or the US? If the US owns the card does this card have a foreign transaction fee?

What about Bank of America Virgin Airlines, does this card have a foreign transaction fee?

Crashem
Centurion Member
Centurion Member
 
Posts: 538
Joined: Fri Mar 09, 2012 9:29 am
Location: San Francisco, CA

Postby Crashem » Sat Apr 07, 2012 5:12 pm

Best assumption that your CC will have a FT fee unless otherwise noted. Couple of the Chase cards have no FT. Probably just easiest to check yourselves on your cards.
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k

Money card
Centurion Member
Centurion Member
 
Posts: 1361
Joined: Tue Jun 28, 2011 10:13 pm
Location: New York state

Postby Money card » Sat Apr 07, 2012 11:31 pm

My cards aren't airline cards. People who travel all the time and have airlines or hotel I was just wondering and for stores too.

I have 2 travel cards and 1 cash back.

User avatar
Pete838
Centurion Member
Centurion Member
 
Posts: 197
Joined: Sun Dec 12, 2010 11:26 am
Location: Florida

Postby Pete838 » Wed Apr 11, 2012 9:42 pm

No FOREX

Cap One Venture
AMEX Plat.
Sapphire Preferred
Chase British Airways
Chase Hyatt
Discover (most of them- if you can find somewhere to use it abroad)

I'm sure there are plenty more. Those fees add up quickly, too. I've mistakenly used the wrong card on a trip only to come home and pay a couple hundred dollars in fees.
Freedom is never more than one generation away from extinction. We didn't pass it to our children in the bloodstream. It must be fought for, protected, and handed on for them to do the same.
Ronald Reagan

JCarter
Centurion Member
Centurion Member
 
Posts: 323
Joined: Thu Mar 15, 2012 10:40 pm
Location: Virginia

Postby JCarter » Fri Apr 13, 2012 9:08 am

Money card wrote:My cards aren't airline cards. People who travel all the time and have airlines or hotel I was just wondering and for stores too.

I have 2 travel cards and 1 cash back.


No ForEx fees from Capital One, or American Express. You can check out cardholder agreements for the Chase cards, I know all of my fees are waived there due to a pwm arrangement.

DavidNY
Centurion Member
Centurion Member
 
Posts: 1332
Joined: Tue Jul 05, 2011 12:28 pm
Location: New York

Postby DavidNY » Fri Apr 13, 2012 7:53 pm

There are no Forex fees on CapOne debit cards too, so one could just have a checking account and draw from that without the need for their credit card.

User avatar
Pete838
Centurion Member
Centurion Member
 
Posts: 197
Joined: Sun Dec 12, 2010 11:26 am
Location: Florida

Postby Pete838 » Sat Apr 14, 2012 8:35 am

JCarter wrote:No ForEx fees from Capital One, or American Express. You can check out cardholder agreements for the Chase cards, I know all of my fees are waived there due to a pwm arrangement.


Not entirely true. My AMEX Platinum card has no FOREX fees, but my AMEX Delta Gold does.
Freedom is never more than one generation away from extinction. We didn't pass it to our children in the bloodstream. It must be fought for, protected, and handed on for them to do the same.
Ronald Reagan

JCarter
Centurion Member
Centurion Member
 
Posts: 323
Joined: Thu Mar 15, 2012 10:40 pm
Location: Virginia

Postby JCarter » Sun Apr 15, 2012 6:17 pm

Pete838 wrote:Not entirely true. My AMEX Platinum card has no FOREX fees, but my AMEX Delta Gold does.


Maybe I should have been clearer. True American Express (Excluding: SPG/Delta/Citi/Macys/etc) issued cards above the Green card do not come with ForEx fees. Zync for example does. 2.75% per https://secure.cmax.americanexpress.com/Internet/UDAP/CardMemberAgreementsOnline/US_en/CMADetailsPage/PersonalCards/ZyncSMfromAmericanExpress/Zync.pdf

I just had to double check that.



Return to “Finance Charges & APR Compare”

Who is online

Users browsing this forum: No registered users and 0 guests