Hello Credit Card Forum!
This is about credit cards after bankruptcy. I had a bankruptcy 20 months ago and would now like to get a credit card. What are interest rates on loans and credit cards after bankruptcy? Also are post bankruptcy credit cards unsecured? It's not that I really plan to carry a balance but in case I do I don't want to bother with a credit card after bankruptcy if it is going to be a super high interest rate I have to pay. The other thing I want to avoid is paying an annual fee. I don't think that because I had a bankruptcy I should have to pay for the privilege of a credit card now.
And has anyone here been in the same boat as me and opened up a credit card recently like in the last 3 months? It would be helpful to know how strict they are with issuing bankruptcy friendly credit cards because I'm sure they aren't as friendly now!