Little back story about my current credit card
I have the GM Card. When I first got it back in 2002 the APR was ~20%, after 10 years of making on time payments I got the interest rate down to 4.3% by calling 2 times a month for like 4 years.
Fast Forward to 10/2009 (when the economy took a dump) I got a letter in the mail as well as thousands of others HSBC customers that for no apparent reason we are going to jack up your interest rate. Mine got jacked up to 12.49%
I do have a high balance on the card as of right now of $7,300.
My question is, what is a good credit card that offers 0% interest and a no balance transfer fee?
I just paid off my Best Buy Card ($1,079) and Discount Tires Card ($667) if that matters.
I really need to get this card paid off.. The interest is killing me. The minimum payment is $149 and I put $85 first half of the month and for the second half of the month another $85 for a monthly total payment of $170. That is $21 more than the minimum payment of $149
And it sucks b/c I have about $1,000 GM dollars that I am never going to use
Can anyone please help?