- Citi dividend card (Had for 6+ years) with APR: 16.990% and a credit line of 3300, Balance: 300, balance transfer offer 0%A PR until next year
- Bank of America Cash Rewards American Express card (had for about 1 year) with APR: 20.99%, Credit line: 1000, Balance: 876
- PayPal Extras card (had for about 6 months), APR: 23.990%, Credit line: 5,800, Balance: 1530.
I am considering using my 0% balance transfer offer from Citi to consolidate all my credit card debt onto one card. I was also thinking about the risks of opening a new card with a good balance transfer offer. I plan on getting a job while going to school and having this debt all paid off within a year.
Based on my provided information I would like any suggestions and/or advice?