- Centurion Member
- Posts: 341
- Joined: Sun Mar 18, 2012 10:08 am
- Location: USA
I was reading this thread when I looked to check my APR. I got my first card (citi forward) when I entered college because I liked the 2% reduction you can get on your APR. The card started out with 0% APR for seven months and then I was approved for a 14% interest rate after that. However, my card still has a 0% interest rate and I will have had the card for an entire year next month. Not complaining, but I'm unsure if they just haven't changed the APR by accident or perhaps because I haven't gone over and always pay in full, they havent changed the APR. Just thought that was interesting.
Cards in my wallet:
-Citi Forward Card for College Students-July 2011
-American Express Platinum Delta Skymiles--July 2013