- Centurion Member
- Posts: 875
- Joined: Thu Apr 30, 2009 2:32 pm
- Location: Texas
It's good to plan ahead like you're doing. When I was card surfing with BTs I tried to do the same thing.
That said, you should call up Amex and ask them specifically: "By exactly what date do I need to pay this balance off to avoid interest charges?" The rep. should be able to tell you that fairly easily. When they do, repeat it back and ask them if they are absolutely sure that's correct. If you're not confident in the answer, ask to speak with a supervisor.
I did the above several times with different creditors when I had promotional rates and I never had a problem getting a straight answer. There are just too many variables, too much fine print for you to be able to get a reliable answer from someone here who does not know all the details of the BT.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).
*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.