Ratfacedudeguy wrote:Sorry to break it to you bernhardtra, but that seems like an awful lot of work to go through for a $1500 credit limit increase. I mean good on you for beating the system and all, but I was more than happy to dump that garbage card and move on to much better things. I hope that one day soon you're in a position to do the same.
Sometimes I do things for others benefit so that they can know what to do to help themselves out. Besides that, it felt good to get them do some work and what they should have done a long time ago. I am not doing too bad right now. I would prefer to keep the card open and now that it has no annual fee there is no reason to close it. Now I don't feel the need to close it when the annual fee is due, so I can keep the length of the account. It felt nice to get it done though. It was getting annoying getting those darn letters telling me no. However, I do realize that I will probably have to do it again in 6 months because you know they will just never do a review again until I can get them to PC it out of the sub-prime card category. Who knows how long that will happen? Any guesses? 5 more years? Longer?
Should we script what happens in the future...
Me: I would like a credit limit increase please.
Them: Our records indicate that you have already been given a credit limit increase this decade and being a conservative lender we protect our customers and it also means your limit is up to date until the year 2025. However, in the unlikely event that we actually review your account and give you another credit limit increase, you will be notified on your statement. We consider many things when we review accounts so be sure to keep your account current and pay on time. You should also pray to any and all gods and start collecting rabbits feet. Some of the things we consider are if you are still alive as we drag this on long enough that many of our customers pass away before decide to do such a thing.