- Green Member
- Posts: 3
- Joined: Mon Jul 18, 2011 11:26 am
- Website: http://www.creditcardbalancetransferoffers.com/
- Location: Los Angeles, CA
It depends on the card and the issuer. Some charge it right away, some later in the year, and some waive it for the first year. I would call the issuer directly to ensure you know exactly how they'll be handling the charge to avoid any surprises.