sdfinch wrote:No secrets, you just need to make $500,000/yr or more to get that kind of credit limit. Asuming your credit is excellent and you do not have a lot of debt.
Banks are being more cautious then ever now with credit. I apply many people for credit cards all the time. I see limits between $2k - $9700 on new cards with household income around $85-100k. Most new cards average about $2k-$4800 limits.
No. My wife and I make about $200,000 a year and have scores between 770 and 800. We have cards with limits of $35,000 and $20,000 from the same issuer plus a couple with no limit. Some of these we've had with the same limits since our combined income was less than half what it is now.