- Centurion Member
- Posts: 875
- Joined: Thu Apr 30, 2009 2:32 pm
- Location: Texas
I'm afraid you're stuck, too, and it is an expensive lesson. Sorry. I wasn't aware that major credit cards offered these kind of deferred interest deals. However, they are common at furniture and mattress stores and the like. I've taken advantage of a couple, and if you're careful they can be a good thing. Your experience demonstrates why it is soooo important to know what you're agreeing to.
Please don't think that I'm trying to pick on you by saying this, but your story reminded me of what a financial planner once told me. This was a guy who had a large number of high-net worth clients. He said among professional people, doctors are by far the worst at managing their money. I'm not trying to suggest that this is true of you, but it's something to be aware of when you're practicing and making big bucks, when $1,400 will seem like chump change.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).
*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.