Citi APR Reduction

Discuss anything related to interest rates & fees, like balance transfer offers, low rate cards, annual fees, etc.
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rockyrock
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Location: Ventura, CA

Citi APR Reduction

Postby rockyrock » Wed Jul 19, 2017 8:43 am

I recently accepted two offers to lower the APR on my Citi cards.

DC: 5.99% for purchases made through Jun 1, 2018
AT&T: 0% for purchases made through Jan 1, 2018

AT&T is on the chopping block, I only got it to get the free iPhone. The DC is my "everything else" card and I occasionally carry a balance for a month so it could come in handy.
Sapphire Reserve: travel & dining
Blue Cash Preferred: groceries & gas
Freedom: 5% cats
Double Cash: everything else


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kcm7
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Joined: Wed Feb 19, 2014 10:05 pm
Location: TX

Re: Citi APR Reduction

Postby kcm7 » Wed Jul 19, 2017 11:09 am

That's pretty awesome. I never thought I'd "need" 0 percent on any card until I got hit with a bunch of surprise expenses recently and then the dishwasher crapped out. So that's super handy.
Cards:

-Capital One Quicksilver
-Barclaycard Arrival (no AF)
- US Bank (no rewards)
-IHG



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