- Platinum Member
- Posts: 50
- Joined: Thu Sep 09, 2010 2:11 am
- Location: Earth
It's not guaranteed they blacklisted you, that is just a possibility that I read elsewhere in this forum. But it does make sense to me as they are losing money when you do that and well, banks learn quickly how to stop losing money (but sometimes unlearn what they have learned and repeat everything all over again).
I don't get it, what Chase card is unbranded? It's either Freedom, Slate, Sapphire or one of the airline cards. I guess you really do have a unique card that doesn't allow balance transfers. Ask for a copy of the agreement, or at least try to find the "truth in lending disclosures" information which tells you the APR on purchase, cash and balance transfer options as well as the annual fee of the card. If they don't accept balance transfer, it'll be obvious on that disclosure page (I would think so).