Gf and me just got approved for a discover personal loan for $19,000 at 11.99% which I didn't think was too bad given the amount and being unsecured because we have no collateral. I was very surprised that our local credit union could offer half a percent better rate at best.
Wow and your credit union could only offer a 1/2% better?
There peer to peer lending clubs are also another good technique for getting personal loans to pay off credit cards. Although I don't know anyone that has personally used them, the reviews I have read are usually favorable.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.
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