Citi credit card rate increase?

Discuss anything related to interest rates & fees, like balance transfer offers, low rate cards, annual fees, etc.
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Joined: Mon Jun 21, 2010 9:24 am
Location: New Jersey

Citi credit card rate increase?

Postby stoked » Mon Jun 21, 2010 9:27 am


I have had this credit card for almost 2 years now and I was accidentally late on one of my payments. This made my APR shoot up to 25.99%. My question is I haven't been late on a payment in over 6 months, is there a way to lower my APR back to where it was before I was late?

Thank you,

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Location: San Diego, CA USA

Postby alsteig » Sun Jun 27, 2010 1:12 am

Call and ask for them to lower the rate, explain what happened. Write a letter to the executive team again explain what happened how you are such a good customer etc.

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