What I anyone else thinks doesn't really matter. What you need to do is calculate what you'd pay in interest versus the BT fee (and Applicable AF if you can't pay it off in time) and compare. There are online calculators for these things even if you can't do the math. However, he BT fee is very easy as indicated above.
jodyangel wrote:I see a few that are 0%APR for long periods and 0% transfer fee.
If you already have high revolving utilization then don't count a new card for a balance transfer.
Vattené wrote:Is $8,000 the total debt across all cards you would like to transfer? You would only be able to do that if you get approved for an $8,000 credit limit on the new card.
Though you don't want to max a card. The revolving utilization on a card matters even with a 0% offer.