How to consolidate credit card debt without hurting credit score?

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lucasleva05
 
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Joined: Mon May 03, 2010 5:44 am
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How to consolidate credit card debt without hurting credit score?

Postby lucasleva05 » Mon May 03, 2010 5:45 am

Okay, looking for some help.

I've got about $30K in credit card debt, across several cards, I've been making the min payment for years without fail, but I'm not getting anywhere with the debt, it's staying the same because I can't afford to pay extra.

My credit history is long and solid so my score is mid 700s.

Is there anyway I could consolidate all my debt into the lowest possible monthly payment without hurting my credit score?

I don't own a home, but don't care if it takes 20 years to pay the debt off either, I just need to lower my payments.

Thanks!


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