- Centurion Member
- Posts: 4047
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
When you exclude my 18.99% Discover (a joint account) and my PRG (a charge card with no APR), my other four cards are either 21.99% or 22.99% after a promotional period. I guess that puts me in the "lead" as far as appearing barely-creditworthy for prime cards.
The weird thing is that I've not been declined for anything since March.
My Sallie Mae app in August was pending at first, but Barclaycard said the delay was due to identity theft concerns, rather than credit quality ones. Assuming that's true (which I think it is), then I haven't had to recon anything since March, either.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech