What's your HIGHEST & LOWEST APR?

Discuss anything related to interest rates & fees, like balance transfer offers, low rate cards, annual fees, etc.
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lobbythis
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Postby lobbythis » Thu Jan 08, 2015 2:09 am

jojo wrote:Citi Diamond Preferred 4.25


Damn...

[color="white"].....[/color]


oldsoldier
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Postby oldsoldier » Thu Jan 08, 2015 2:09 pm

4.25

Wish I had that rate.
BoA Cash Rewards $13,000
Chase Sapphire Preferred $14,000
BoA Better Balance $12,000
Amex Every Day $24,000
Discover It $19,000
NFCU Cash Rewards $25,200
Barclay Arrival WMC $10,000
Cap One QuickSilver WMC $7,200
WF Cash back Visa Sig $11,000
Citi Thank You Premier $13,500

oldsoldier
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Location: TN

Postby oldsoldier » Thu Jan 08, 2015 2:13 pm

lobbythis wrote:Damn...

.....


That's what I was thinking. That would be my only card.
BoA Cash Rewards $13,000
Chase Sapphire Preferred $14,000
BoA Better Balance $12,000
Amex Every Day $24,000
Discover It $19,000
NFCU Cash Rewards $25,200
Barclay Arrival WMC $10,000
Cap One QuickSilver WMC $7,200
WF Cash back Visa Sig $11,000
Citi Thank You Premier $13,500

ingramjuan
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Postby ingramjuan » Thu Jan 08, 2015 5:17 pm

Amex: 6.99
CapOne: 15.
CARDS:
Capital One Platinum (2001) |Capital One QuickSilver World (2002) | Amex Gold Delta (2013) | Best Buy Visa (2013) |Discover It (2015) | Amex Platinum (2015)

Gardening Since: June, 2015

Next Cards:
Personal: Chase Freedom Unlimited
Business: Amex Plum
Store Card: Lowes

popamode72
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Location: Atlanta, GA

Postby popamode72 » Thu Jan 08, 2015 5:49 pm

jojo wrote:Citi Diamond Preferred 4.25
Chase Sapphire Preferred 15.99


Holy.....crap......

That rate.

Lucky.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)

whit
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Location: ca

Postby whit » Thu Jan 08, 2015 7:56 pm

I've seen lower at 3.79

Generally those cards have been around in ages

I don't know how long jojo has had their card but,

I've seen some pretty low rates..as long as u had it awhile back and never eff up in the meanwhile, so it doesn't change..

I've also seen cards with credit line of 300k, not, charge cards

JNK
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Location: USA

Postby JNK » Thu Jan 15, 2015 6:49 pm

Lowest is 8.5% and highest is 22.9% (or something similar; it's a store credit card so it's naturally HORRIBLE regardless of how good your credit is).

Highest on a card that was one that I applied for and was not subject to the Washington Mutual and Chase fiasco (all cards that converted over from WAMU to Chase got more or less 'stuck' on poor terms and I refused to have Chase do hard pulls to reapply for new Chase cards and shut down my old converted ones) is 15.something% and that's a business card.
Personal Collection:

AMEX: Everyday (MR), Macy's (cobranded)
MASTER: Citibank Dividend Platinum Select (non-World version)
VISA: Chase Amazon Signature, Chase (bank issued)
GE: Care Credit (medical expenses), Macy's (store), JCP (store)


Business Collection:

AMEX: Costco True Earnings
MASTER: None
VISA: Chase Ink Cash

mdl28
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Location: TX

Postby mdl28 » Sat Mar 28, 2015 11:58 am

Lowest: barclay ring @ 8%
Highest: Cap One @ 20+%
Cap one is also my oldest card.
MDL

Amex Gold Prem'r
Amex BCP
Amex Green
Barclays Ring Platinum MasterCard
Citi Diamond Pref'd
Chase Sapphire Pref'd Visa Signature
Chase Freedom MasterCard
Discover It
New York Life Visa Signature

dickdaney
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Location: USA

Postby dickdaney » Wed Apr 01, 2015 6:15 pm

BofA Travel Rewards 9.99
Delta Amex Platinum 17.24
Amex PRG
Amex Delta Platinum
Bank of America Travel Rewards
Chase Sapphire Preferred

JamesMS
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Location: Fort Worth, TX

Postby JamesMS » Fri Apr 17, 2015 10:58 am

Lowest is 12.99% (Amex Everyday, BCE, Bank of America Cash Rewards and City Thank you Preferred)

Highest: Not sure would have to check but probably around 20% to 22%
Main Cards:
Amex BCE
Amex Everyday
Bank of America Cash Rewards
Chase Freedom
Capital One Quicksilver
Citi Thank You Preferred

Spark Cash Back (Business), Amex Plum (Business)



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