- Centurion Member
- Posts: 4913
- Joined: Sun May 20, 2012 4:35 pm
- Location: WI
It's also entirely possible they may grant a higher limit if you request a balance transfer. As far as utilization goes, if you are looking to transfer a balance it's probably already not the greatest and opening a new tradeline with 0% for a while will help overall utilization and hopefully let you pay down that balance. If that's the case then not a bad idea.