Hello. I am going to share my experiences with PayPal Credit Cards. The card name was PayPal Extras MasterCard. I use ebay frequently and I use PayPal even more frequently. This means I log into my PayPal account often. Whenever they aren't playing a movie
while I try to find the very small log in box. (I want to log into my account, NOT watch a movie!) Then they are nagging me to apply for the PayPal extras card. After being sent offer from other credit card, and being approved from said card. I decided to add a third credit card line to further improve credit score and credit history. I got approved for PayPal extras also.
Unfortunately I believe this is the worst card I have experienced so far. There is very limited information on my PayPal account. If I want to make any changes to the account, or to even ask them a question, I have to CALL them.
This is unacceptable. My two bank accounts have customer service with direct message. My two other credit cards also have customer service with direct message. PayPal Extras is the only one that has no direct message. Instead, you are forced to call them. Whether it is for setting up PIN number (I did this with the automated system), or for changing due date you must call them. Customer service on the telephone is horrid. And I prefer to not speak to any body. PayPal extras must add a direct message function or I will just have very minimal use for the card.
Next month the live agent said that the due date has been changed beginning next month. We will see. Because I doubt they did.