Impossible to say with the info you've provided. 90% on one card really doesn't help you. What's your overall utilization and utilization on your other cards?
pancakes wrote:I would have to close my credit card account to be eligible and that is my oldest account so I don't really want to go that route.
Closed accounts in good standing continue to report and factor into AAoA for 10 years. Is keeping it open really more important to you than reducing your debt? How long has this card been at 90%? Keeping it won't help you if they decide to balance chase you.