Changing from More to It

All about Discover & Diners Club – talk about their credit card deals such as the More, Miles, Escape, and others.
26 posts
Dude23
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Location: St. Louis

Changing from More to It

Postby Dude23 » Sun Jan 20, 2013 1:10 pm

I was curious, has anyone switched from the Discover More to the Discover It?

I've tried to find out what the process is and what it entails on their site, but I haven't found any answers. Does it require a new credit check, or is it a simple *boom* switched?

Will the credit limit change?

Any insight would be appreciated.


Freedomtodiscover
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Location: CA

Postby Freedomtodiscover » Sun Jan 20, 2013 1:55 pm

I switched it was a 5 minute phone conversation. They can also change you via the online chat. No hard inquiry required. They will switch you to the IT card come your next billing cycle. They do have some picture cards available for the IT card but not the full range as with the more yet. You can use your current design with the IT program until 2017.
[size=80]
HSBC Premier - $32K
Amex BCE - $10.5K
Amex ZYNC - NPSL
Chase Freedom - $5K
Discover IT - $3K
EX Fico- 780[/size]

Dude23
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Joined: Mon Sep 19, 2011 6:56 pm
Location: St. Louis

Postby Dude23 » Sun Jan 20, 2013 9:05 pm

Thanks for the response!

I'll give it a try tomorrow through Live Chat.


ilikeme1
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Location: texas

Postby ilikeme1 » Sun Jan 20, 2013 9:22 pm

Same here. It was about a 5 minute phone call and my account is switching on the 26th.
Wallet:
AMEX BCP: 9K (2012) (every day expenses, gas, groceries, department stores)
AMEX Zync: NPSL (2011) (large expenses)
AMEX Costco: 4k (2013) (Costco, gas, and restaurants)
Discover IT: 5K (2010)
PenFed Plat Rewards Visa: 3K (2012) (Gas, Target)
USAA Plat MC: 7K (2010) (everyday expenses, places that do not take Amex or Discover)
US Bank Cash+: 7K (2012)
Target REDCard 3k (2013)

432521
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Joined: Thu Apr 26, 2012 3:15 pm
Location: USA

Postby 432521 » Sun Jan 20, 2013 9:49 pm

you can call or do it over chat
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday

sakhalin
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Joined: Thu Jul 05, 2012 6:55 pm
Location: West Coast

Postby sakhalin » Sun Jan 20, 2013 10:42 pm

I did it over online chat and it literally took a minute and a half. Your account number is still the same, and so will your credit limit (unless you ask for a CLI during the same conversation in which it may or may not be a hard pull).

Discover also expedites the IT card to you once your account officially converts to the IT!
AMEX BCE ($20,000), Citi Forward ($4,800), Discover IT ($3,750), BoA Travel Rewards ($1,800)

Dude23
Green Member
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Posts: 17
Joined: Mon Sep 19, 2011 6:56 pm
Location: St. Louis

Postby Dude23 » Mon Jan 21, 2013 3:12 pm

Wanted to report back that I was able to get it converted via chat. No pulls. Took maybe 5 minutes.

Switches over for the next billing cycle. As always, Discover customer service was friendly and helpful in answering all of my questions prior to converting.


sakhalin
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Location: West Coast

Postby sakhalin » Mon Jan 21, 2013 5:33 pm

My IT came today! I had no idea that it's light blue...I thought it was grey, lol! Really pretty.
AMEX BCE ($20,000), Citi Forward ($4,800), Discover IT ($3,750), BoA Travel Rewards ($1,800)

FutureBillionaire
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Location: Down South

Postby FutureBillionaire » Mon Jan 21, 2013 6:11 pm

sakhalin wrote:My IT came today! I had no idea that it's light blue...I thought it was grey, lol! Really pretty.


It gets a lot of stares and a few comments. It's a good card. I've used it at every restaurant I could this month.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

Randiesel75
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Joined: Thu Dec 27, 2012 8:43 pm
Location: Clark, NJ

Postby Randiesel75 » Tue Jan 22, 2013 6:08 am

Great card. I've been taking advantage at all restaurants since I have landed the IT.



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