Credit Card Forum
  1. #1
    Platinum Member
    Join Date
    Jul 2012
    Location
    Los Angeles, CA
    Posts
    71

    Default Question about Shop Discover

    I don't have a Discover card, but my mom does. I had posted on here before trying to get the best cashback at the Apple Store and I was advised to go through Shop Discover. I asked my mom if I could use her card and pay her back so I could get 10% off at the Apple Store (5% online bonus & 5% bonus at Apple through shop Discover).

    She said yes (we've always had a very good and trusting relationship). I ordered my computer through Apple & Shop Discover yesterday. Discovered flagged the transaction - (I should have known it would happen - I live in California and my mom lives in Massachusetts). So they called my mom and she approved the charges, but I would have to go back into my order and try the payment again.

    I promptly went back to the Apple website, checked my order status, and hit "re-authorize payment" to put the card through. It went through.

    Then it hit me. I didn't go through Shop Discover when I went BACK into my order to reauthorize the payment. Crap!

    I know I'll still get the online shopping bonus, but did I ruin my chances for the Shop Discover bonus? Or will it be okay since it was the same order?

    I think I have about a 50/50 chance...

    I'm not sure if anyone here has any experience with something like this, but just thought I'd ask.
    AMEX: Blue Cash Preferred (6% on groceries, 3% gas & dept stores)
    Capital One: Venture (2 points per $1, equivalent to 2%)
    Chase: Freedom (rotating 5% categories), Disney Rewards (1 point per $1, Disney benefits)
    US Bank: Cash+ (5% bookstores / 5% Electronic Stores)
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  2. #2
    Centurion Member
    Join Date
    Jun 2011
    Location
    Down South
    Posts
    1,582

    Default

    I'm 99% sure that it doesn't count unless you go through the shop discover link. I sincerely hope that I'm wrong, for your sake. It's my understanding that they track the purchase through the site in order to give you your cash back.
    Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
    Plane tickets: CSP
    Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
    Clothes: Express, Amex BCP, Discover IT
    Amazon: Citi Forward, Cash +
    Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
    Hotels and other travel: Discover Escape, CSP
    Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
    Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
    Balance transfers: Kroger 123 rewards
    Bill Pay: Chase Ink Plus, Citi Forward
    Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  3. #3
    Platinum Member
    Join Date
    Jul 2012
    Location
    Los Angeles, CA
    Posts
    71

    Default

    You're probably right. I feel so stupid. I'm just hoping it will still count because all I did was re-authorize the payment - I didn't make a new order or anything like that and it was the exact same card I used when making the original order. Ugh. What a bad $75 mistake...

    I'm holding on, though. I still think there's a chance it will go through. I'll update once I find out what happens.
    AMEX: Blue Cash Preferred (6% on groceries, 3% gas & dept stores)
    Capital One: Venture (2 points per $1, equivalent to 2%)
    Chase: Freedom (rotating 5% categories), Disney Rewards (1 point per $1, Disney benefits)
    US Bank: Cash+ (5% bookstores / 5% Electronic Stores)
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  4. Centurion Member
    Join Date
    Oct 2012
    Location
    NY
    Posts
    795

    Default

    Quote Originally Posted by LadyinRed View Post
    You're probably right. I feel so stupid. I'm just hoping it will still count because all I did was re-authorize the payment - I didn't make a new order or anything like that and it was the exact same card I used when making the original order. Ugh. What a bad $75 mistake...

    I'm holding on, though. I still think there's a chance it will go through. I'll update once I find out what happens.
    Return it/Cancel the order. Then order again.
    Credit Cards
    Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

    Not Used
    Citi Simplicity - 5K, Sam's Club Discover - 10K

    Future Cards
    Sallie Mae World Mastercard

    FICOs
    Exp 772 - TU 781 - Equ 781
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  5. #5
    Centurion Member
    Join Date
    Jun 2011
    Location
    Down South
    Posts
    1,582

    Default

    Quote Originally Posted by cashback View Post
    Return it/Cancel the order. Then order again.
    Excellent suggestion.
    Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
    Plane tickets: CSP
    Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
    Clothes: Express, Amex BCP, Discover IT
    Amazon: Citi Forward, Cash +
    Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
    Hotels and other travel: Discover Escape, CSP
    Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
    Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
    Balance transfers: Kroger 123 rewards
    Bill Pay: Chase Ink Plus, Citi Forward
    Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  6. #6
    Platinum Member
    Join Date
    Jul 2012
    Location
    Los Angeles, CA
    Posts
    71

    Default

    I would cancel if it wasn't my mom's card. I feel like I've hassled her so much already. I don't want to cancel & re-order and have her deal with another possible fraud call. And also there's not enough credit left on her card do do another transaction until the pending charges drop off. I don't want to max out my mom's card .

    I think I'll just go along with it, and if I don't get the credit for it then I'll play dumb & file a claim. I do have a receipt from when I did use the Shop Discover link.
    AMEX: Blue Cash Preferred (6% on groceries, 3% gas & dept stores)
    Capital One: Venture (2 points per $1, equivalent to 2%)
    Chase: Freedom (rotating 5% categories), Disney Rewards (1 point per $1, Disney benefits)
    US Bank: Cash+ (5% bookstores / 5% Electronic Stores)
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  7. #7
    Centurion Member
    Join Date
    Dec 2012
    Location
    Chicago
    Posts
    120

    Default

    Before going through shopdiscover, I go the merchant site, do research and add items to the cart and close the browser.
    Then through shopdiscover, select the merchant and just check out without any worry. If you donot get cashback email within a week after placing order, call discover customer service and get confirmation rather than waiting for statement to arrive and then get surprised.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

Advertising Disclosure: CreditCardForum is an independent, advertising-supported comparison service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are authorís alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult a card's issuing bank for terms & conditions.