Question about Shop Discover

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LadyinRed
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Location: Los Angeles, CA

Question about Shop Discover

Postby LadyinRed » Wed Dec 05, 2012 11:01 am

I don't have a Discover card, but my mom does. I had posted on here before trying to get the best cashback at the Apple Store and I was advised to go through Shop Discover. I asked my mom if I could use her card and pay her back so I could get 10% off at the Apple Store (5% online bonus & 5% bonus at Apple through shop Discover).

She said yes (we've always had a very good and trusting relationship). I ordered my computer through Apple & Shop Discover yesterday. Discovered flagged the transaction - (I should have known it would happen - I live in California and my mom lives in Massachusetts). So they called my mom and she approved the charges, but I would have to go back into my order and try the payment again.

I promptly went back to the Apple website, checked my order status, and hit "re-authorize payment" to put the card through. It went through.

Then it hit me. I didn't go through Shop Discover when I went BACK into my order to reauthorize the payment. Crap!

I know I'll still get the online shopping bonus, but did I ruin my chances for the Shop Discover bonus? Or will it be okay since it was the same order?

I think I have about a 50/50 chance...

I'm not sure if anyone here has any experience with something like this, but just thought I'd ask.
AMEX: Blue Cash Preferred (6% on groceries, 3% gas & dept stores)
Capital One: Venture (2 points per $1, equivalent to 2%)
Chase: Freedom (rotating 5% categories), Disney Rewards (1 point per $1, Disney benefits)
US Bank: Cash+ (5% bookstores / 5% Electronic Stores)


FutureBillionaire
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Postby FutureBillionaire » Wed Dec 05, 2012 11:24 am

I'm 99% sure that it doesn't count unless you go through the shop discover link. I sincerely hope that I'm wrong, for your sake. It's my understanding that they track the purchase through the site in order to give you your cash back.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

LadyinRed
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Posts: 71
Joined: Mon Jul 23, 2012 8:14 pm
Location: Los Angeles, CA

Postby LadyinRed » Wed Dec 05, 2012 11:45 am

You're probably right. I feel so stupid. I'm just hoping it will still count because all I did was re-authorize the payment - I didn't make a new order or anything like that and it was the exact same card I used when making the original order. Ugh. What a bad $75 mistake...

I'm holding on, though. I still think there's a chance it will go through. I'll update once I find out what happens.
AMEX: Blue Cash Preferred (6% on groceries, 3% gas & dept stores)
Capital One: Venture (2 points per $1, equivalent to 2%)
Chase: Freedom (rotating 5% categories), Disney Rewards (1 point per $1, Disney benefits)
US Bank: Cash+ (5% bookstores / 5% Electronic Stores)


cashback
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Location: NY

Postby cashback » Wed Dec 05, 2012 12:14 pm

LadyinRed wrote:You're probably right. I feel so stupid. I'm just hoping it will still count because all I did was re-authorize the payment - I didn't make a new order or anything like that and it was the exact same card I used when making the original order. Ugh. What a bad $75 mistake...

I'm holding on, though. I still think there's a chance it will go through. I'll update once I find out what happens.


Return it/Cancel the order. Then order again.
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

FICOs
Exp 772 - TU 781 - Equ 781

FutureBillionaire
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Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Wed Dec 05, 2012 12:16 pm

cashback wrote:Return it/Cancel the order. Then order again.


Excellent suggestion.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

LadyinRed
Platinum Member
Platinum Member
 
Posts: 71
Joined: Mon Jul 23, 2012 8:14 pm
Location: Los Angeles, CA

Postby LadyinRed » Wed Dec 05, 2012 1:02 pm

I would cancel if it wasn't my mom's card. I feel like I've hassled her so much already. I don't want to cancel & re-order and have her deal with another possible fraud call. And also there's not enough credit left on her card do do another transaction until the pending charges drop off. I don't want to max out my mom's card :( .

I think I'll just go along with it, and if I don't get the credit for it then I'll play dumb & file a claim. I do have a receipt from when I did use the Shop Discover link.
AMEX: Blue Cash Preferred (6% on groceries, 3% gas & dept stores)
Capital One: Venture (2 points per $1, equivalent to 2%)
Chase: Freedom (rotating 5% categories), Disney Rewards (1 point per $1, Disney benefits)
US Bank: Cash+ (5% bookstores / 5% Electronic Stores)

nishant
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Posts: 120
Joined: Wed Dec 19, 2012 10:07 am
Location: Chicago

Postby nishant » Fri Dec 21, 2012 11:21 am

Before going through shopdiscover, I go the merchant site, do research and add items to the cart and close the browser.
Then through shopdiscover, select the merchant and just check out without any worry. If you donot get cashback email within a week after placing order, call discover customer service and get confirmation rather than waiting for statement to arrive and then get surprised.



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