Discover has one of the best card websites

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
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Iroquois
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Discover has one of the best card websites

Postby Iroquois » Mon Nov 26, 2012 1:17 pm

I've been critical for substantiated reasons about Discover and their competitiveness with regards to credit lines, APRs and backroom operations. But their website is one of the best if not the best for the cards I have.

The Discover site is easy to use, well layed out and responsive. By contrast I was just on Citi's website which apparently they've reengineered over the past month and their's is horrible (but since Citi has given me a credit line 3 x that of Discover and an APR more than half as much, Citi is still the preferred card).

Discover's website is very good and so is Chase's. Bank of America and Amex is pretty good, with HSBC/CapOne and Citi following the pack.


FutureBillionaire
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Postby FutureBillionaire » Mon Nov 26, 2012 2:13 pm

Iroquois wrote:I've been critical for substantiated reasons about Discover and their competitiveness with regards to credit lines, APRs and backroom operations. But their website is one of the best if not the best for the cards I have.

The Discover site is easy to use, well layed out and responsive. By contrast I was just on Citi's website which apparently they've reengineered over the past month and their's is horrible (but since Citi has given me a credit line 3 x that of Discover and an APR more than half as much, Citi is still the preferred card).

Discover's website is very good and so is Chase's. Bank of America and Amex is pretty good, with HSBC/CapOne and Citi following the pack.


I agree. It is quick an easy to make payments and view transactions. I also love Shopdiscover and how it is to purchase items through there.

Citi is terrible. Horrible. I'm not a fan.

Amex and Bank of America have been solid.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

sakhalin
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Postby sakhalin » Mon Nov 26, 2012 2:18 pm

I love Discover's website too. Easy, clear, and doesn't have that many glitches. Citi's website always glitches out on me and it drives me nuts. I used to use BoA and didn't have any problems with it, but I also didn't care for it.
AMEX BCE ($20,000), Citi Forward ($6,800), Discover IT ($5,250), BoA Travel Rewards ($1,800)


MemberSince99
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Postby MemberSince99 » Mon Nov 26, 2012 4:53 pm

sakhalin wrote:I love Discover's website too. Easy, clear, and doesn't have that many glitches. Citi's website always glitches out on me and it drives me nuts. I used to use BoA and didn't have any problems with it, but I also didn't care for it.


I agree. In my opinion, only Amex has a better site, and that's because if you have more than one card with them, all cards appear on your login screen, where with Discover you need two logins if you have two cards (which is the max number of cards you can have with Discover).

Great site, very friendly and easy to use.

On the operations side of things, I wish they'd let you pay your bill more often than every 3 days without holding funds. Doesn't have to do with the site just a wish I have with my Discover.

FutureBillionaire
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Postby FutureBillionaire » Mon Nov 26, 2012 4:55 pm

MemberSince99 wrote:I agree. In my opinion, only Amex has a better site, and that's because if you have more than one card with them, all cards appear on your login screen, where with Discover you need two logins if you have two cards (which is the max number of cards you can have with Discover).

Great site, very friendly and easy to use.

On the operations side of things, I wish they'd let you pay your bill more often than every 3 days without holding funds. Doesn't have to do with the site just a wish I have with my Discover.


That's a good point that I didn't bring up about Amex. I must say that I like that Discover credits your cashback every bill cycle, unlike Amex which makes you wait two cycles.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

trumpet-205
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Postby trumpet-205 » Tue Nov 27, 2012 9:12 pm

If we are talking about cashback I must say I like Capital One's "no hassle" cashback system. You get cashback the moment the charge is posted. There is no minimum redemption threshold.
In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)

MemberSince99
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Postby MemberSince99 » Tue Nov 27, 2012 9:38 pm

The no minimum is nice. But you still have to wait a full year to get that .5% from the 1.5% total which makes it not quite as nice due to that.

But their website was actually not bad at all.


agp
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Postby agp » Tue Nov 27, 2012 11:14 pm

Not only that, Discover mall is great as well. I started with Visa and Amex and didn't see why I would ever need a Discover card. To me, Discover was just an indie credit card company targeted at college students with no history. But boy was I wrong, after getting Discover IT, I have been using it for booking flights, online shopping, shopping through points mall, etc. My favorite card, hands down.

Main Card: Amex Platinum
For gas: Penfed Platinum Cash Rewards
For travel & dining: Chase Sapphire Preferred

MemberSince99
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Postby MemberSince99 » Wed Nov 28, 2012 6:45 am

I'm finding that sometimes it really does pay to Discover. Case in point, I saw Amazon is offering free next day shipping on a lot of items if you use Discover to pay and enter a promotion code they give you. On top of that Discover is giving 5% cashback bonus on Amazon purchases right now. Clearly if you are going to get something from Amazon, now is a GREAT time to do that.

FutureBillionaire
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Postby FutureBillionaire » Wed Nov 28, 2012 9:25 am

agp wrote:Not only that, Discover mall is great as well. I started with Visa and Amex and didn't see why I would ever need a Discover card. To me, Discover was just an indie credit card company targeted at college students with no history. But boy was I wrong, after getting Discover IT, I have been using it for booking flights, online shopping, shopping through points mall, etc. My favorite card, hands down.


Am I missing something with regards to booking flights?
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape



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