Credit Card Forum
  1. #1
    Green Member
    Join Date
    Apr 2008
    Location
    NY NY
    Posts
    4

    Default Average credit limits with Discover?

    What's the average credit limits you guys have with Discover in comparison to other cards? Looking to do a 0% APR intro balance transfer but I can only do it if Discover gives me a decent credit limit. I don't want my balance transfer amount to be more than 30% of my CL.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  2. #2
    Centurion Member
    Join Date
    Apr 2008
    Location
    Somewhere in So Cal
    Posts
    105

    Default

    I recently opened a Discover and the credit limit wasn't bad but wasn't great either compared to other cards I have. I think it's because I never had a Discover card before. I think they're a good company but when I called to activate and mentioned this to the CSR (and later the credit dept) they wouldn't up it. I've heard different things from other people though who've had great luck with them and high credit limits even when they have bad credit. The reason I opened their card was I think it's good to have cards from all the issuers on your credit reports.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  3. #3
    Centurion Member
    Join Date
    Apr 2008
    Location
    Big Island, Hawaii
    Posts
    107

    Default

    Anyone know the maximum Discover will give you for a credit line?
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  4. #4
    Centurion Member
    Join Date
    Apr 2008
    Location
    Somewhere in So Cal
    Posts
    105

    Default

    I think most of them offer a max of 25k but don't quote me on that.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  5. #5
    Centurion Member Mogul of Pineapples's Avatar
    Join Date
    Jun 2008
    Location
    Smogland
    Posts
    1,399

    Default

    I think they go up higher than 25 thou. I would guess 50 or 100. Not saying many people have Discover cards with that high of limits but I don't see why they wouldn't offer them to their top customers.
    Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed. Regardless, anything I say is my honest opinion.

    Current Cards:
    American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
    Primary Everyday Card: American Express Blue Cash
    Primary Travel Card: Citi Thank You Premier
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote