Random Purchase Question

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
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Snowman
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Random Purchase Question

Postby Snowman » Wed Nov 07, 2012 6:06 pm

So there is a game on Amazon that caught my eye, and I'm going to buy it soon, but should I use my more card or forward, 5% on the more for online shopping/department stores, or 5x points back on forward because Amazon counts as a bookstore, which should I use?
Cards And Credit History
Bank Of America: BankAmeriCard Cash Rewards-4/25/12-1,000$ (CLI Increase on 6/15/13)
Citi: Forward-10/27/12-3,000$ (SP CLI 2/8/14)
Discover: More. 10/27/12-2,000 (Auto CLI 5/31/14)
Amex: PRG.- 11/24/12 (Closed 12/13/13) Amex BCE.2k-12/7/13. Amex SPG-4k.-12/8/13
Chase: Freedom-2,400-5/1/13. Southwest Rapid Rewards Plus- 3,600- 6/15/13.
Future Cards
Marriott Premier Rewards
American Airlines AAdvantage Gold
Chase Sapphire Preferred
Fidelity Amex


Money card
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Postby Money card » Thu Nov 08, 2012 9:37 pm

If I were you Snowman I would use your Discover, I'm not saying it because I've been a member since 1998. I'm saying it because you can always use your Citi Forward all year round , in which you get your 5% back but because Discover has rotating categorys and online shopping is only 3 months they don't have it all the time it would be nice to use your Discover. after January all year round you can then use your Citi but from not to the end of the year I would use your Discover.

Money card
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Postby Money card » Thu Nov 08, 2012 9:38 pm

I meant to write now.


sakhalin
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Postby sakhalin » Thu Nov 08, 2012 10:39 pm

Would you rather get the 5% cashback after your next statement, or get 5x points for the amount? Citi TY points tend to be a little less for your value when compared to others like Chase, unless you redeem TY points for a giftcard.
AMEX BCE ($20,000), Citi Forward ($6,800), Discover IT ($5,250), BoA Travel Rewards ($1,800)

jlam572
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Postby jlam572 » Fri Nov 09, 2012 10:31 pm

Snowman wrote:So there is a game on Amazon that caught my eye, and I'm going to buy it soon, but should I use my more card or forward, 5% on the more for online shopping/department stores, or 5x points back on forward because Amazon counts as a bookstore, which should I use?


Would this happen to be black ops 2? :D
American Express Platinum
Chase Sapphire Preferred
Hawaiian Airlines BOH MC
USAA Amex
Capital One Visa Platinum
Citi Diamond Preferred MC

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Snowman
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Postby Snowman » Sat Nov 10, 2012 12:01 am

Ahh Jlam you got me, It was black ops 2 :) . And yeah, I'm debating, because like money card said, it's only three months out of the year. So I'll probably buy it after my first statement cuts next week with my Discover card.
Cards And Credit History
Bank Of America: BankAmeriCard Cash Rewards-4/25/12-1,000$ (CLI Increase on 6/15/13)
Citi: Forward-10/27/12-3,000$ (SP CLI 2/8/14)
Discover: More. 10/27/12-2,000 (Auto CLI 5/31/14)
Amex: PRG.- 11/24/12 (Closed 12/13/13) Amex BCE.2k-12/7/13. Amex SPG-4k.-12/8/13
Chase: Freedom-2,400-5/1/13. Southwest Rapid Rewards Plus- 3,600- 6/15/13.
Future Cards
Marriott Premier Rewards
American Airlines AAdvantage Gold
Chase Sapphire Preferred
Fidelity Amex

trumpet-205
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Location: CA, USA

Postby trumpet-205 » Sat Nov 10, 2012 12:31 am

Discover because you earn actual cash. Forward translates to 2.5% cashback, 5% gift card (4% gift card if you resell Walmart GC to Plastic Jungle for cash).
In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)


jlam572
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Postby jlam572 » Sat Nov 10, 2012 10:50 pm

Yeah just wait and get the bonus. We wont be too far ahead by the time you jump on. lol
American Express Platinum

Chase Sapphire Preferred

Hawaiian Airlines BOH MC

USAA Amex

Capital One Visa Platinum

Citi Diamond Preferred MC



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