Discover IT Application - Here!

All about Discover & Diners Club – talk about their credit card deals such as the More, Miles, Escape, and others.
85 posts
Maximilian
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Discover IT Application - Here!

Postby Maximilian » Sat Aug 04, 2012 10:04 am

For those who wish to apply for Discover IT. Here's your online application:
https://www.discover.com/credit-cards/index-beyond.html

If anyone has already applied/received their card, please share your feedback on the design, material and the perks of the card.


Good luck,
Maximilian.


DavidNY
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Location: New York

Postby DavidNY » Sat Aug 04, 2012 2:35 pm

This card looks geared to revolvers and late payers ("Paying late won't increase your APR", "No late fee for your first late payment", "Pay your bill 'til midnight [ET] the day it's due by phone or online")

CC Deville
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Postby CC Deville » Sat Aug 04, 2012 6:50 pm

I am really disappointed by how many people are going gaga for the IT card. It offers NOTHING of substance ("oooohhhh it is so pretty and the account number is on the back of the card!"). So they basically copied Chase Shapphire but without the great rewards and global acceptance.

This kind of marketing is exactly why people go gaga over that lame Barclay's Bank Delaware Black Visa and why people pay $10K more to have a Lexus over a similar Toyota with leather, a V6 and a sunroof. Americans.....smh.

Don't get me wrong, I like Discover, but of they are going to market a *new* card it should offer something of substance, like 1% cash from the start instead of tiered rewards and maybe a true Chip + PIN for use globally on the Diner's Club network....

Getting off my soap box.


Crashem
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Postby Crashem » Sun Aug 05, 2012 11:48 am

This card seems like cross between freedom and is simplicity. Or a more card with simplicity benefits.
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k

websteth
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Postby websteth » Sun Aug 05, 2012 12:14 pm

I have the Discover More and still have yet to figure out why I would switch. Card design, while neat, isn't a valid reason to switch.
American Express: Platinum, Zync, Platinum Delta SkyMiles, Blue, Starwood Preferred Guest
Barclaycard US: iTunes Reward Visa, US Airways Premier World MasterCard
Chase: Sapphire Preferred Visa Signature, Freedom Visa
Citi Bank: Hilton HHonors Visa Signature, AAdvantage Platinum Select World Elite MasterCard
Bank of America Virgin Atlantic World Elite MasterCard
Discover: Discover it
Other:Macy's Star Rewards, Target REDCard

jeffysdad
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Postby jeffysdad » Sun Aug 05, 2012 12:31 pm

Well, a year from now when Discover celebrates the one-year anniversary of the IT card by sending $1,000 checks to the first cardholders as a thank you for having faith in the little IT card, I suspect some of you will feel differently.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

websteth
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Postby websteth » Sun Aug 05, 2012 12:33 pm

jeffysdad wrote:Well, a year from now when Discover celebrates the one-year anniversary of the IT card by sending $1,000 checks to the first cardholders as a thank you for having faith in the little IT card, I suspect some of you will feel differently.


And where does it say they will be sending checks?
American Express: Platinum, Zync, Platinum Delta SkyMiles, Blue, Starwood Preferred Guest
Barclaycard US: iTunes Reward Visa, US Airways Premier World MasterCard
Chase: Sapphire Preferred Visa Signature, Freedom Visa
Citi Bank: Hilton HHonors Visa Signature, AAdvantage Platinum Select World Elite MasterCard
Bank of America Virgin Atlantic World Elite MasterCard
Discover: Discover it
Other:Macy's Star Rewards, Target REDCard


432521
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Postby 432521 » Sun Aug 05, 2012 12:40 pm

I want the card because of how it looks plain and simple and since its has all the perks as the More and a little extra then why not?
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday

jeffysdad
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Postby jeffysdad » Sun Aug 05, 2012 12:41 pm

Websteth, you just have to believe.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

FutureBillionaire
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Postby FutureBillionaire » Sun Aug 05, 2012 7:05 pm

This card isn't marketed to the savvy credit users that are on this site. It is meant for folks that are clumsy with their credit and want to be able to tell their friends that their card never charges them any fees.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape



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