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  1. #1
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    Lightbulb Discover IT Application - Here!

    For those who wish to apply for Discover IT. Here's your online application:
    https://www.discover.com/credit-cards/index-beyond.html

    If anyone has already applied/received their card, please share your feedback on the design, material and the perks of the card.


    Good luck,
    Maximilian.
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  2. #2
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    This card looks geared to revolvers and late payers ("Paying late won't increase your APR", "No late fee for your first late payment", "Pay your bill 'til midnight [ET] the day it's due by phone or online")
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  3. #3
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    I am really disappointed by how many people are going gaga for the IT card. It offers NOTHING of substance ("oooohhhh it is so pretty and the account number is on the back of the card!"). So they basically copied Chase Shapphire but without the great rewards and global acceptance.

    This kind of marketing is exactly why people go gaga over that lame Barclay's Bank Delaware Black Visa and why people pay $10K more to have a Lexus over a similar Toyota with leather, a V6 and a sunroof. Americans.....smh.

    Don't get me wrong, I like Discover, but of they are going to market a *new* card it should offer something of substance, like 1% cash from the start instead of tiered rewards and maybe a true Chip + PIN for use globally on the Diner's Club network....

    Getting off my soap box.
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  4. Centurion Member
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    Mar 2012
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    This card seems like cross between freedom and is simplicity. Or a more card with simplicity benefits.
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  5. #5
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    I have the Discover More and still have yet to figure out why I would switch. Card design, while neat, isn't a valid reason to switch.
    American Express: Platinum, Zync, Platinum Delta SkyMiles, Blue, Starwood Preferred Guest
    Barclaycard US: iTunes Reward Visa, US Airways Premier World MasterCard
    Chase: Sapphire Preferred Visa Signature, Freedom Visa
    Citi Bank: Hilton HHonors Visa Signature, AAdvantage Platinum Select World Elite MasterCard
    Bank of America Virgin Atlantic World Elite MasterCard
    Discover: Discover it
    Other:Macy's Star Rewards, Target REDCard
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  6. #6
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    Well, a year from now when Discover celebrates the one-year anniversary of the IT card by sending $1,000 checks to the first cardholders as a thank you for having faith in the little IT card, I suspect some of you will feel differently.
    American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
    US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
    FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
    Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

    *All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.
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  7. #7
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    Quote Originally Posted by jeffysdad View Post
    Well, a year from now when Discover celebrates the one-year anniversary of the IT card by sending $1,000 checks to the first cardholders as a thank you for having faith in the little IT card, I suspect some of you will feel differently.
    And where does it say they will be sending checks?
    American Express: Platinum, Zync, Platinum Delta SkyMiles, Blue, Starwood Preferred Guest
    Barclaycard US: iTunes Reward Visa, US Airways Premier World MasterCard
    Chase: Sapphire Preferred Visa Signature, Freedom Visa
    Citi Bank: Hilton HHonors Visa Signature, AAdvantage Platinum Select World Elite MasterCard
    Bank of America Virgin Atlantic World Elite MasterCard
    Discover: Discover it
    Other:Macy's Star Rewards, Target REDCard
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  8. Centurion Member
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    I want the card because of how it looks plain and simple and since its has all the perks as the More and a little extra then why not?
    March 2011- Wellsfargo Cash Back College Card
    May 2012- Chase Freedom
    May 2012- Discover IT
    August 2012- American Express Blue Cash Everyday
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  9. #9
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    Websteth, you just have to believe.
    American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
    US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
    FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
    Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

    *All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.
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  10. #10
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    This card isn't marketed to the savvy credit users that are on this site. It is meant for folks that are clumsy with their credit and want to be able to tell their friends that their card never charges them any fees.
    Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
    Plane tickets: CSP
    Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
    Clothes: Express, Amex BCP, Discover IT
    Amazon: Citi Forward, Cash +
    Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
    Hotels and other travel: Discover Escape, CSP
    Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
    Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
    Balance transfers: Kroger 123 rewards
    Bill Pay: Chase Ink Plus, Citi Forward
    Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
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