How many Discover cards can you have?

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
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MemberSince99
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How many Discover cards can you have?

Postby MemberSince99 » Wed Jul 18, 2012 6:35 am

From what I understand, you can have a maximum of two cards issued by Discover (obviously there are others like FNBO, GE, etc that you could also have). Just in case anyone is wondering.


Ratfacedudeguy
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Postby Ratfacedudeguy » Wed Jul 18, 2012 8:44 am

+1. I was told the same thing.
Amex Green - NPSL - 05/12
Amex Zync - NPSL - 06/12
Discover it - $7750 - 11/12
Chase Sapphire Preferred Visa Signature - $5000 - 11/12
SECU Platinum Visa - $5000 - 08/08
Bank of America Cash Rewards Platinum Plus Visa - $3000 - 06/08
Citi Diamond Preferred Mastercard - $3000 - 05/12
GECRB Old Navy Visa - $2500 - 11/12
Chase Amazon Visa - $2000 - 11/12
Chase Freedom Visa - $2000 - 07/12
Citi Thank You Visa - $1000 - 06/12
Amex Blue Cash Everyday - $1000 - 01/13

432521
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Postby 432521 » Wed Jul 18, 2012 9:28 pm

meaning you can only have like a More and an Open Road or Escape, but not all three at one time? I wouldn't really see the use of having more than one card from any card company but I do see why others might need that option. I also don't see why a card company would want to limit it. I mean if someone does want a third and they have the ability and of course the company would check your payment history to see that you can, why wouldn't you let that person get that third card it kind of hurts potential clients
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday


MemberSince99
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Postby MemberSince99 » Thu Jul 19, 2012 5:31 am

Most companies probably have a limit of cards you can have from them. I've heard the limit for Amex is 10. And if they don't limit the number of cards, you can be sure they will limit your total credit (risk to them) in any case.

websteth
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Postby websteth » Thu Jul 19, 2012 7:46 am

MemberSince99 wrote:Most companies probably have a limit of cards you can have from them. I've heard the limit for Amex is 10. And if they don't limit the number of cards, you can be sure they will limit your total credit (risk to them) in any case.


I have multiple credit cards with American Express due to the perks. They spread my available credit across all three. No big deal to me since I use my Platinum for everything but it's good to know if you are looking at multiple cards.
American Express: Platinum, Zync, Platinum Delta SkyMiles, Blue, Starwood Preferred Guest
Barclaycard US: iTunes Reward Visa, US Airways Premier World MasterCard
Chase: Sapphire Preferred Visa Signature, Freedom Visa
Citi Bank: Hilton HHonors Visa Signature, AAdvantage Platinum Select World Elite MasterCard
Bank of America Virgin Atlantic World Elite MasterCard
Discover: Discover it
Other:Macy's Star Rewards, Target REDCard

Money card
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Postby Money card » Thu Jul 19, 2012 11:28 pm

I think if you mean from the same level, I was told 6. for example i have the More card my design is Black. I guess you can have a Black,Platinum, Red white and Blue, the hockey one and the sun. or any 6 designs.

but if you mean different levels that might be 3, the More, Open road, Miles escape and Motiva I guess you could pick up to 3 .

But getting back to 1 sometimes 1 account mgr will say 1 thing then later a couple of different account mgrs will say something else.

irvine801
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Postby irvine801 » Fri Jul 27, 2012 5:39 pm

U can have 2 "discover issued" bank card. But wal mart and everything doesn't matter.
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit



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